Warm your spirit with this easy-to-make mulled apple cider. It’s the perfect fall drink! Whether you’ve just raked leaves from the yard or you’re having guests over for Thanksgiving, you can put together this beverage is just a few minutes. You can adjust the amount of each ingredient based on the number of people you’re serving.
- 2 quarts (8 cups) fresh apple cider
- 1 orange, sliced
- 2 cinnamon sticks (use additional sticks for garnish)
- 2 whole allspice berries
- 3 whole cloves
- 3 star anise pods
- 1 apple, sliced thinly (for garnish)
- Combine all ingredients in a saucepan. Bring to a boil, then allow to simmer over medium-low heat for 5 to 10 minutes. Simmer longer for stronger flavor, if desired.
- Remove orange slices, cinnamon, allspice, cloves, and anise. Pour into mugs and garnish with extra cinnamon sticks and apple slices. Serve hot.
Yield 8 servings.
At Homestead Funding, we are always looking for new ways to help potential clients finance their dream homes. As part of our goal to help provide financing solutions for all borrowers, we offer an FHA product designed for people with less than perfect credit. Homestead now welcomes FICO scores as low as 560 for both purchases and refinances. This is great news for anyone who thinks their credit score might prevent them from getting a loan!
In addition to the liberal credit score requirements, this product has many other beneficial features! If you have limited funds, you may be need as little as 3.5% for a down payment.* As an extra bonus, gift funds are allowedᶧ and seller concessions can be made.‡ The program also has competitive interest rates and can be used for primary 1-4 unit homes, townhouses, condos, or PUDs.
As an FHA approved mortgage lender, Homestead Funding has helped thousands of families finance their dream homes. If you or someone you know could benefit from this product, Homestead can help! Contact us today to learn more about this program!
*LTV varies based on credit score. Loan limits vary based on county
ᶧ Gift funds may be used for the down payment, closing costs and prepaids if the donor is a relative of the borrower, a close friend or employer.
‡Seller concessions not to exceed 6% of the sale price, which may be applied to closing costs, prepaids, points and buydown subsidies. (3% for HUD homes used toward closing costs only).
If you or someone you know is looking for a first home, knowing where to start might seem a little intimidating. But don’t be discouraged! There are lots of ways to make sure you can find (and own!) a home that is perfect for your needs. Here are five great tips on for how you can find a starter home in a hot housing market!
Click the image below to see the full infographic!
Purchasing a home is a very exciting process! As the housing market becomes more competitive, it’s even more important to be prepared so you can obtain a mortgage with the best rate. Part of this preparation includes knowing your credit score and understanding the role it plays in the mortgage process. Different types of mortgages have different credit score requirements. For example, conventional mortgages typically require that borrowers have a higher credit score, such as 720 or above, while FHA mortgages can allow for scores down to 560 (depending on the investor and other qualifications).
With that in mind, here are 7 steps you can take to prepare your credit before applying for a mortgage.
Your credit score can make the difference between whether or not you qualify for a mortgage. It can also affect your interest rate and how much home you can afford. See the tips below for keeping your credit score healthy!
For information about what's in a credit score, check out our video.